When does disability begin if an employee reports an injury to the employer two days after it happened?

When does disability begin if an employee reports an injury to the employer two days after it happened?

• A. March 2, 2011
• B. March 4, 2011
• C. March 7, 2011
• D. March 18, 2011

Answer: (B)

In the context of disability benefits and workers' compensation, the onset of disability typically begins when an employee is unable to work due to a work-related injury. If an employee reports an injury two days after it occurred, the disability would generally be considered to start on the day following the injury or the day the employee became unable to work due to that injury. Assuming the injury happened on March 2, 2011, and the employee reported it two days later, they would be reporting it on March 4, 2011. The correct interpretation here is that the disability is recognized as beginning effective the day after the injury occurred, which would place it at March 4, 2011. Thus, choosing March 4, 2011, aligns with the understanding that reporting the injury is necessary for the determination of when the disability is officially recognized, and usually maintains a reference to immediate actions following the injury. This reasoning makes the selection of March 4, 2011, as the start date for disability appropriate, correlating with usual minimal waiting periods following injury before formal reporting and claim processing.

In the context of disability benefits and workers' compensation, the onset of disability typically begins when an employee is unable to work due to a work-related injury. If an employee reports an injury two days after it occurred, the disability would generally be considered to start on the day following the injury or the day the employee became unable to work due to that injury.

Assuming the injury happened on March 2, 2011, and the employee reported it two days later, they would be reporting it on March 4, 2011. The correct interpretation here is that the disability is recognized as beginning effective the day after the injury occurred, which would place it at March 4, 2011. Thus, choosing March 4, 2011, aligns with the understanding that reporting the injury is necessary for the determination of when the disability is officially recognized, and usually maintains a reference to immediate actions following the injury.

This reasoning makes the selection of March 4, 2011, as the start date for disability appropriate, correlating with usual minimal waiting periods following injury before formal reporting and claim processing.